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Buddu CBS PEWOSA Head Office
Loan Products

Loans Designed for Your Growth

Welcome to Buddu CBS PEWOSA SACCO's loan products page. As a community-focused, member-driven financial institution rooted in the Greater Masaka region, we provide innovative, sustainable, and market-responsive financial solutions designed to empower your business, improve your livelihood, and foster collective prosperity.

FEATURED PRODUCT

Situka Tukole Loan

Fast. Accessible. Built for you.

✦ Most Popular

Borrow Up to UGX 1,000,000
— Right When You Need It!

Stop waiting. Start growing. The Situka Tukole Loan puts fast, flexible cash in your hands so you can seize every opportunity — whether it's stocking your shop, handling an emergency, or investing in tomorrow.

  • No long queues — apply and get disbursed within 24 hours
  • Flexible repayment — weekly installments over 1 to 3 months
  • Low interest — only 3% per month
  • Open to all registered SACCO members across Greater Masaka
Applications are processed daily — apply Now for same-day review.
Loan Limit

UGX 200,000 – UGX 1,000,000

Repayment Period

1 – 3 Months

Repayment Frequency

Weekly

Interest Rate

3% per Month, Collected Weekly

Processing Time

Instant or within 24 Hours

Security

Household Chattels + 2 Guarantors, motor cycle card (1 permanent resident)

Application Fee

UGX 10,000

Our Loan Products

Explore our wide range of tailored credit facilities built for farmers, businesses, salary earners, families, and SACCO members.

1. Mmwanyi Bugagga Loan
Target Group

Coffee farming communities to access good markets and fully participate in the coffee value chain.

Requirements & Collateral

Land titles with spousal consent (if married), Bibanja agreements, or property developments. Collateral value must be at least twice the loan value. Client deposits loan principal on their PEWOSA account every after 4 months. Includes a maximum grace period of 3 months with interest.

2. Business Loan
Target Group

Groups and individual members looking to finance and grow their Small and Medium Enterprises (SMEs), retail, wholesale, or transport ventures.

Requirements & Collateral

Business records for the last 3 months (bank statements, bills). Appropriate security required.

3. Salary Loan
Target Group

Salary earners seeking structured financial assistance to meet personal milestones and social needs.

Requirements & Collateral

Staff appointment letter and running contract, letter of undertaking from the employer, and proof of salary (e.g., bank statements).

4. School Fees Loan
Target Group

Parents, guardians, and students facilitating educational financing needs.

Requirements & Collateral

Presentation of student's identity card, admission letter, and school circular.

5. Asset Financing Loan
Target Group

Members looking to acquire productive business assets, equipment, or machinery.

Requirements & Collateral

Member deposits 50% of the total asset value needed. Cash is paid directly to the asset seller by the SACCO.

6. Agricultural Loan
Target Group

Farmers and agri-traders across the agricultural value chain (land acquisition, crop production, value addition, and marketing).

Requirements & Collateral

Covered Enterprises: Crops (sweet potatoes, Irish potatoes, passion fruits, beans, maize, matooke) & Livestock (cattle, piggery, goats, poultry). Includes a grace period of up to 3 months with interest.

7. Ttaka / Kibanja Loan
Target Group

SACCO members looking to acquire land or plots for residential or commercial development.

Requirements & Collateral

Member deposits 50% of the total land value needed. Funds are disbursed directly to the land seller.

Want a Loan? We Are Ready to Help!

Get in touch with our loan officers or visit any of our offices across Masaka to get started on your application.

Download our App Today

Manage your accounts, pay bills, and transfer funds on the go with our secure mobile banking app.

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